** Shares of credit card issuer Synchrony Financial SYF.N hit record high; last up 1.9% at $71.50
** SYF set to report Q2 results on Tuesday, July 22; Wall Street expects EPS to jump to $1.74
** On Wednesday, Morgan Stanley had raised SYF PT to $70 from $48
** SYF is among a few names that stand out as having the highest levels of excess capital among banks, according to analysts
** 15 of 22 brokerages rate the stock "buy" or higher and 7 "hold"; median PT $75.50 - data compiled by LSEG
** As of last close, SYF stock up 7.9% YTD
(Reporting by Arasu Kannagi Basil in Bengaluru)
((ArasuKannagi.Basil@thomsonreuters.com))